Zero-Dep Insurance Only ₹2,999!
If you’ve recently bought a car or want to keep yours looking as good as new, Acko’s Zero-Depreciation Insurance starting at ₹2,999 is worth your attention. Unlike a standard comprehensive plan, this add-on ensures you don’t lose money on depreciation costs during a claim. That means your car’s age won’t reduce the claim value—Acko pays for repairs and replacements at full price.
Why choose Zero-Dep?
- Full claim value: Get coverage for parts replaced without deductions for wear and tear.
- Better savings: Higher payout in claims = lower out-of-pocket expenses.
- Peace of mind: Especially useful for new cars, luxury cars, or models with expensive spare parts.
- Wider coverage: Plastic, fiber, metal, and rubber parts are covered at actual costs.
What’s included
- Replacement cost of damaged car parts without depreciation cut
- Higher reimbursement for accidental damages
- Valid for cars usually under 5 years of age
What’s not included
- Normal wear and tear
- Mechanical or electrical breakdowns not caused by an accident
- Driving under influence or without valid license
Who should buy?
- New car owners wanting full protection
- Luxury/expensive car owners where parts are costly
- Daily drivers in urban areas prone to accidents
How to buy Zero-Dep at Acko (₹2,999 onwards)
- Visit Acko’s website or app.
- Enter your car details (model, registration, RTO).
- Select a Comprehensive Plan and add Zero-Dep Add-on.
- Review the premium (₹2,999 onwards) and make the payment.
- Download your e-policy instantly.
Claims process
- File claim via Acko app/helpline.
- Acko settles directly with the garage—your costs are minimized.
- Zero-Dep ensures you don’t pay depreciation cuts.
Quick Comparison
| Feature | Standard Comprehensive | With Zero-Dep |
|---|---|---|
| Parts replacement cost | After depreciation | 100% covered |
| Claim payout | Lower | Higher |
| Premium | Cheaper | Slightly higher |
| Best for | Old cars, low budgets | New/luxury cars, max coverage |
Bottom line
For just ₹2,999, Acko’s Zero-Dep Insurance is a smart way to protect your car without worrying about depreciation cuts. If you want maximum claim value and lower repair costs, this add-on is the ideal upgrade to your policy.
👉 Ready to secure your ride? Get Acko Zero-Dep Insurance online today in just minutes!